Looking for assistance with your down payment??  You have come to the right place!  There are still a lot of opportunities for down payment assistance for qualified home buyers in the state of Minnesota.  Income restrictions are quite lenient on many of these programs and there are a few that don't even require you be a first time home buyer. There are Start Up programs for first time home buyers and Step Up programs for non-first time home buyers as well as Fix Up programs for those wanting to build a little sweat equity along the way!  On January 29th, 2014 new income guidelines will take effect allowing more folks the qualify for first-time or move-up home buyer down payment assistance programs.  You will be able to count only the income of the person on the mortgage when seeing if you meet the maximum income requirements as opposed to counting total household income, please contact me for more info on this change.Check out this great video explaining some of the details of the three most common types of homebuyer assistance programs: Down Payment Resource Options or click this link to view a free ebook about Down Payment Assistance MythsWhile you are searching real estate listings on my site, you will see a little green logo at the top of some listings with a hand holding a house (see below).  This is an indication that this home is in an area and at a price where it may qualify for one or more down payment assistance or zero down loan programs.  Click on the icon in the listing to be taken to a questionnaire to see if you qualify.

 Down Payment resource

Down payment resources logo - click on this when you see it in a listing to see what down payment programs you may qualify for.  Click here to view the DownPayment Assistance Help Video to see more info on this program.Alternatively, or in addition to this, you can fill out the form below to see if you may qualify for down payment assistance.  There are many programs still available from the state of Minnesota and from various counties throughout the state. There are also no-down payment options available in specific markets based on income restrictions.  Once you fill out the form, links to available down payment programs and additional requirements will be emailed to you if you qualify.Happy House Hunting!

Kris Schade
Broker/ Lic. Real Estate Agent


phone: 952/934-7500
cell: 952/237-6497
First Name:  Required
Email:  Required
Home many people live in your household, including you?:  Required
Do you currently own a home or have you owned a home in the last three years?:  Required
What is your total annual household income, include the total income amount expected over the next 12 months for all adults that will be on the home loan or you and your spouse if you are married. :  Required
Are you currently working with a real estate agent?:  Required
What communities are you looking to purchase in? Please list by city or area.: 
Any special comments or notes you want to add?: 


For Additional Information Contact Kris Schade
9529347500 or mnre@comcast.net

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