• 10 Questions to Ask a Home Inspector   • 10 Questions to Ask Your Lender   • 10 Steps to Prepare for Home Ownership   • 5 Reasons You Need a Real Estate Agent   • Common Closing Costs for Buyers   • Tax Benefits of Home Ownership   • The Pros and Cons of Condos


HOW DO I GET STARTED?

Some of the following information can be overwhelming. Take a moment to get familiar with the process then call me, I strive to make your transaction as painless as it can be so you can get on with your life in your New Home!

There's nothing I take more seriously than helping people find a new home that they love. That's why, through my website you will have access to the Multiple Listing Service (MLS), keeping you informed of new listings from virtually any participating MLS Company. I'll also spend time learning your personal real estate needs, based on:

  • Your preferred price range
  • What style of home you want
  • What area(s) you want to look in
  • What extras you would like
  • Determine what you will qualify for
  • Your preferred down payment
  • Your preferred monthly payment
  • How you can get a mortgage

WHY SHOULD I GET A MORTGAGE?

Getting a pre-approved for a mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it might make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential.

WHAT DO I NEED?

If you decide to apply for a mortgage, you will need to supply information in regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact me. Got bad credit? That's okay. Many lenders will help you find a solution to your credit problems. I work with various mortgage companies that can help you.


 
Re/Max Action West - 7811 Great Plains Blvd. - Chanhassen, MN 55317
Phone: 612-483-3102 Email: kim@kimcummins.com

Copyright © 2007 Re/Max Action West, All Rights Reserved.

The materials contained within this page may not be reproduced without the express written consent of RE/MAX ACTION WEST. The information herein is believed to be accurate and timely, but no warranty as such is expressed or implied.

 



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