What is a CDPE? A Certified Distressed Property Expert® (CDPE) is a real estate professional with specific understanding of the complex issues confronting the real estate industry. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today’s market. The prospect of foreclosure can be financially and emotionally devastating, and often homeowners proceed without guidance of any kind. The developers of the CDPE Designation believe that in almost all cases, the best course of action for a homeowner in distress is to speak with a well-informed, licensed real estate professional. They have the tools needed to help homeowners find the best solution for their situation. While enduring financial difficulties is challenging for any family, the process of finding a qualified real estate professional should not be. Selecting an agent with the CDPE Designation ensures you are dealing with a professional trained to address your specific needs. CDPEs don’t merely assist in selling properties, they serve and help save their clients in need. I've earned my CDPE and would welcome the opportunity to assist you. Jim Henry   What is a Short Sale? A Short Sale is when a seller has a hardship and doesn't have enough equity in their home to pay off their mortgages and closing costs, and they need to get authorization from their lenders, to accept less than what they are owed. If a loan modification cannot be negotiated, a CDPE can assist you in negotiating a Short Sale with your lenders. What is a Loan Modification? A Loan Modification is when a seller has a hardship and negotiates new terms and conditions to their mortgages, and hopefully reduces their monthly payments enough to enable them to afford their adjusted payments and stay in the home.
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