During the past decade many realtors and lenders have put people into homes or loans they could not afford.  We are proud to report no one we have found a home for has gone through foreclosure.  We take extra care in finding you the home you can afford and the loan that works best for you.  We also take extra steps to insure that you are paying the correct price for that home.

LOOKING FOR A NEW HOME?

There's nothing we take more seriously than helping people find new homes they love. We'll also spend time learning your personal real estate needs, based on:

• Your preferred price range
• What style of home you want
• What area(s) you want to look in
• What extras you would like
• 12 areas to watch when looking, to avoid making the wrong choice
• Determine what you will qualify for
• Your preferred down payment
• Your preferred monthly payment
• Which types of finance are best for you
• How you can get a mortgage

WHY SHOULD I GET A MORTGAGE?

Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential.  Even in a “buyers market” where the supply is larger than the buyers.

WHAT DO I NEED?

If you decide to apply for a mortgage, you will need to supply information with regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact us. Got bad credit? That's okay. We work with a credit repair and counseling companies that will help you get back on your feet.  That is doubly important today with the current credit crunch. You can be reassured that we will be with you the whole process.